There are a number of myths related to the personal injury lawsuit process. Read on to learn more and do not hesitate to reach out to our firm today to speak with our dedicated personal injury attorneys. Our legal team is here to answer any questions you may have.
What are the most common myths regarding personal injury claims in Pennsylvania?
Myth 1: Personal injury lawsuits take a long time
- Numerous individuals believe that a personal injury lawsuit takes years to get through. This can be because it may feel like it takes this long because of all the paperwork and waiting to hear about the final results of your claim. However, if everything goes smoothly with each party concerned, then it can be resolved in just a few months. In some cases, claims can take a long time to resolve, though it’s your attorney’s job to collect the important details of the case and get it put through the court as soon as possible so that you can get your settlement.
Myth 2: Insurance won’t pay
- After an accident, it is likely that you will consult with your insurance company to examine the facts of what happened. You can also speak with your attorney to find out whether or not you should speak to the other party’s insurance company. In most circumstances, one insurance company will cover the costs of filing the claim or will pay for the remaining amount after you pay the deductible associated with your policy.
Myth 3: The responsible party will pay for everything
- You might think that the person liable for your injuries will pay for all of the costs associated with your claim. However, this is only partly true. This is why some people have reservations regarding filing in general, as they don’t think that they will get money from a settlement because of the person not having the money to disburse.
- Oftentimes, the person’s insurance company will pay the settlement amount. The person liable will then have to pay higher monthly payments or premiums in order to make up for the insurance company paying the settlement amount. They will usually have to pay the deductible before the insurance company will pay anything, too.
Myth 4: Minor injuries aren’t worth filing a claim over
- This is a very common myth regarding personal injury cases. Even if you just have a few bumps and bruises, you should still file a claim to obtain compensation for your medical bills.
- Your attorney can inspect the details of the accident to determine if you have a case and if it would be worth your time to file a claim, depending on the harshness of your injuries. If you didn’t go to the hospital or visit your doctor, then you might not need to file a claim, however, that is something that you would consult with your attorney.
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