When people go to work every day, they do so with the expectation that it will be the same as the day before. They usually do not think about being involved in an accident. However, regardless of a person’s profession, there is always the chance an accident can happen in the workplace. In the event that it does, employees can be comforted by knowing that workers’ compensation exists. This provides the individual with coverage in their time of need. When dealing with this situation, it is important to have the assistance of a Pennsylvania personal injury attorney.
What is Workers’ Compensation?
When an employee becomes injured or ill while at work, they may be eligible to recover financial compensation called workers’ compensation. This is insurance that the majority of employers in Pennsylvania are required to have in case an employee becomes hurt on the job. It exists so that these individuals do not lose their jobs if they cannot return to work because of their injuries. Instead, the compensation provides them with benefits that cover any damages stemming from the workplace incident. This can be for medical bills as well as any lost wages. In addition to this, workers’ compensation gives employees the following benefits:
- Medical care
- Supplemental benefits
- Social security benefits
- Death benefits
- Long term benefits in the event that they are no longer able to work
In order to receive workers’ compensation, the incident must be reported to an employer immediately. Once this is done, the claim can be reviewed to determine if it is covered under Workers’ Compensation Law. If it is approved, the individual may receive benefits. It is important to know either party has the right to appeal the decision.
Who is Responsible?
Employees who are injured at work can hold their employers responsible. However, this can create an uncomfortable workplace environment. It is because of this that workers’ compensation is available. Once it is received, neither the employee or the employer can be held responsible for the accident, protecting both parties.
While legal action cannot be pursued against an employer while receiving workers’ compensation, it is important to know that it can be sought against a third party. If the individual can prove that a third party was responsible for the accident, they may be able to receive additional compensation for any damages. While this is true, they may be required to pay back the workers’ compensation they received.
Contact our Firm
Friedman Schuman is an experienced and dedicated legal resource for clients throughout Pennsylvania. We proudly serve clients facing a wide range of legal matters. If you require the services of an effective attorney, please contact Friedman Schuman today to schedule a consultation.