Being involved in a car accident is an incredibly stressful and traumatic event, that, unfortunately, can have lasting impacts. Not only can you sustain injuries that leave you in pain and suffering, but you can incur astronomical medical bills for the treatment you must undergo. However, when the insurance company for the other driver contacts you for a statement, you’ll want to read this blog to learn why it’s imperative to think twice before speaking to them. Keep reading to learn more and discover how our car accident attorneys can help you navigate these complicated situations.
Am I legally required to talk to the other driver’s insurance company?
Following an accident, you should exchange insurance information with the other driver at the scene of the collision. This allows you to go back to your own insurance company and report the collision. You should do so as soon as possible, as your insurance company would rather hear about the collision from you as a client than the other party’s insurer.
However, because the other party is liable for the collision, you’ll want to file a claim with their insurance company as opposed to your own. It’s important to understand that their insurer will likely do everything possible to reduce the value of your claim by twisting your words to make it appear as though you are partially, if not fully, liable for the incident.
You should know that you are under no legal obligation to speak to the other party’s insurance carrier. However, because you are filing a claim through their company, you’ll need to comply to some extent in order to recover the compensation you deserve. You should not speak to this insurance company until you have consulted an experienced attorney who can assist you through these matters.
What should I do if they keep calling for a statement?
The first time an insurance adjuster for the other party calls you, they aren’t looking to see how you are feeling. Instead, they are looking to find any evidence to hold against you as the party liable for the collision. As such, you should remain polite, but inform the adjuster that you do not wish to speak about the collision and that if they need any further information to contact your attorney who can answer questions on your behalf.
The company may also ask for a written statement, which, like a verbal statement, you are under no legal obligation to provide. The adjuster will look for any information they can hold against you to devalue your claim and protect their client.
If you are injured in a collision due to the negligent actions of another party, it’s imperative to connect with an experienced attorney who can help guide you through these matters. At Friedman Schuman Layser , our team understands the ways that insurance companies look to hold you liable for the actions of their clients, which is why our firm will do everything in its power to protect you. Connect with us today if you’ve been injured to learn how we can represent you in these matters.
