What are the most common mistakes made when filing a car accident claim?

damaged car after accident

Being involved in a car crash can be anxiety-inducing, especially when dealing with the aftermath of filing a car accident claim. However, taking the proper steps is crucial to filing an insurance claim and getting the compensation you deserve after being struck by a negligent driver. Understanding how to proceed with filing a claim and learning how car accident attorneys can help you is vital. Keep reading to learn more about this process below.

Waiting too long to file a car accident claim

Car accidents, like anything, have a statute of limitations on when you can file a claim. A car accident falls under personal injury, meaning you only have two years to file a claim. If you do not file a claim within two years from the date of the accident, the court will likely dismiss any claim filed after the statute of limitations. If someone passes after an accident, you still only have two years to file a wrongful death personal injury claim.

Unfortunately, waiting too long is a common mistake many make following an accident, making it nearly impossible to receive compensation for the injuries you’ve sustained.

Talking too much

After an accident, you may experience extreme emotions. Whether you are frightened, angry, or upset, try to avoid saying anything that can be held against you while at the scene of the accident. For example, something as simple as apologizing to the other driver can be used against you by proving that you assume responsibility. Instead, you should simply exchange information with the other driver and stick to the basics of the accident when talking to the police.

On the same note, you should avoid social media until the claim is finished. Writing anything online about the accident can be held against you. Similarly, if you sustained injuries but post pictures of yourself hiking or at a concert, the other driver’s insurance may claim your injuries are not as severe as they seem. Instead, you should avoid social media altogether.

Failing to take pictures and videos for your car accident claim

Another mistake many make is forgetting to take pictures and videos of the accident scene. You should take as many pictures of the damage to your car, the other vehicle, any debris, road conditions, and the injuries you’ve sustained. These photos can be beneficial in proving who was responsible for the collision. However, if you are seriously injured, you may not be able to take photos. If possible, have another person take pictures while you are treated for your injuries.

Not contacting a lawyer

The ultimate mistake many make when filing their car accident claim is that they don’t reach out to an attorney following an accident. Unfortunately, a number of slip-ups can occur when filing a claim, leaving you vulnerable to greedy insurance adjusters. An attorney is well-versed in how to handle these issues, meaning they can represent you and fight for your best interest when you’ve been injured by a negligent party.

At Friedman Schuman, we have the experience to fight against insurance companies on your behalf. If you were injured by a negligent driver, you shouldn’t have to worry about healing while representing yourself. Reach out to our firm today to learn how we can help you.

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