What is Choice No-Fault in Pennsylvania?

Unfortunately, motor vehicle accidents happen all the time and often result in very serious repercussions. When individuals in Pennsylvania are involved in a motor vehicle accident, they may face serious injuries which can ultimately result in lost wages and expensive medical bills. Of course, this often results in worry related to how these costs will be covered, as people are often financially unprepared for such expenses. In many states, there is an option known as no-fault insurance. Pennsylvania, however, is a choice no-fault state. This is sometimes referred to as a limited tort state. When drivers renew their car insurance in Pennsylvania, they have the option to choose whether they want a limited or full no-fault insurance plan.

What is the difference between a limited and full tort plan?

When drivers choose a limited plan, drivers are only permitted to seek damages in a lawsuit for economic expenses that they incurred due to the accident. These may include lost wages, the cost of rehabilitation, medical bills, and other financial burdens. It is important to note that only drivers with full no-fault insurance plans can seek compensation for both economic and noneconomic damages caused by the accident. Noneconomic damages include pain and suffering as well as loss of enjoyment of life.

If you have been injured in an accident, it is important to consult with an experienced personal injury attorney today.

If you need the services of an experienced Montgomery County personal injury attorney, please contact Friedman Schuman today to schedule a consultation today.